(703) 988-5433
DrWaggel@ImproveLifePLLC.com
Insurance
We do not take insurance, but you can submit our receipt to your insurance company for reimbursement. There are also apps you can download to your phone to help with reimbursement. One example is Reimbursify. Every health savings account (HSA) or flexible spending account (FSA) we have encountered has covered appointments, but it is best to check with them first. These accounts are used to pay for medical expenses that are not covered by insurance. Please contact your employer's health plan for more information. If your insurance asks, common CPT codes we use are 90792, 99205, 99213, 99214, and 99215.
An out-of-network provider is a provider that has not contracted with an insurance company. Why is Improve Life PLLC an out-of-network provider?
* Improve Life wishes to give you the ability to choose what remains private, and contracting with insurance companies may mean your private mental health information may be shared with outside parties, including but not limited to your employers
* Seeing an out-of-network provider such as Improve Life allows the doctor and therapist to spend as much time as needed with the patient, rather than a time period determined by a third party of non-medical professionals
* Improve Life does not want your mental health information to be used against you the future
* Providers who do accept insurance are incentivized to change your diagnoses to look more severe
* Seeing an out-of-network provider such as Improve Life allows you to be free of red tape, non-medical paperwork, and time-consuming phone calls
* If you have a professional license, you may risk losing your licenses if your insurance company records your mental health diagnosis and Improve Life does not want this to happen
* Seeing an out-of-network provider such as Improve Life allows the visit to remain between you and your doctor without involving third parties
* Insurance can be helpful in other areas of medicine such as covering a $7,000 MRI, $1,000 visit to a specialist, or $6,000 biopsy, however, our services are much less
* Improve Life does not want insurance companies to deny your coverage in the future based on your mental health diagnosis
* Some insurance companies operate unethically and not in your best interest
* Some insurance companies value money over your safety and wellbeing
Here you can find the Surprise Billing Protection Form.
What if, despite the above, I still want my insurance company to pay for my Improve Life visit?
You can request a receipt from Improve Life called a “super bill” that contains all the information your insurance company needs in order to reimburse you. We recommend submitting this super bill request form to us after your first appointment. Sending it to your insurance company as soon as possible is important because once it is signed, it cannot be changed. Whether you receive reimbursement or not depends on the type of insurance you have. While many Improve Life patients do receive full reimbursement, you do want to make your financial plans in the event your insurance does not reimburse you. We must be fair so please do not ask us to change billing or diagnostic codes.
Links:
Obeying the law: If you ask us to change superbills after they are signed this may constitute insurance fraud and we reserve the right to terminate you from the clinic as this would be breaking #5 of our General Policies. This is the case even if the alteration is only minor in your opinion. We do not change super bills once they are signed for any reason and every person who requests a super bill agrees in writing to their understanding of this rule. To prevent the need for changes, please submit your superbill as soon as possible after your first appointment. If altering receipts to gain a larger reimbursement is a priority for you than our clinic is not a good fit and please see this link to other clinics. If you had a medical emergency, see this request form.
